Archive for April, 2009
April 24, 2009 | Featured | Pamela Spencer | No Comments
There are times in life when you may need money for important things like paying for your child’s college tuition, making a down payment on a house, or even to take a long family vacation. The interest rates on personal loans can be quite high, so rather than paying the high interest rate you might want to consider borrowing against your life insurance policy. These loans generally have low interest rates and paying the loan back can be postponed, sometimes even indefinitely.
April 20, 2009 | Featured, Young People | Pamela Spencer | No Comments
Young, healthy individuals have their minds on enjoying life, gaining an education and advancing in their careers. Young people rarely think about dying or the need to have life insurance. However, this can be a big mistake since buying life insurance while you are young and in your prime is when you can get the best deals. Life insurance will never be less expensive than when you are young and healthy. This can be an excellent time to purchase life insurance.
April 15, 2009 | Featured, Term Life | Pamela Spencer | No Comments
The internet provides a great way to shop, find information, communicate, and receive the latest news online. You can also buy term life insurance online these days. In fact, it is becoming more and more popular. You may wonder why anyone would go through the trouble of researching and buying term life insurance online when you could just find a local insurance company and sign up with them. Online life insurance customers would probably ask you the reverse, why go through all the trouble of contacting life insurance companies in your local area when researching and buying term life insurance online is so easy and convenient?
April 10, 2009 | Beneficiary, Featured | Pamela Spencer | No Comments
When it comes to managing a life insurance policy there are usually tough decisions that must be made. One of the hardest is deciding who you should be the beneficiary on your policy. It can be difficult to decide who most needs the death benefit that your life insurance would pay in the event of your death. Although this can be a hard thing to have to think about, it’s critical to give it some serious thought. Often the first person you think of for your beneficiary might not be the best one to choose. Here are a few things you should consider when deciding who should be your beneficiary.